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Atrial Fibrillation Life Insurance

 

We specialise in helping people who have atrial fibrillation to find life insurance. We can also help you with your other insurance needs, such as income protection insurance and travel insurance.

We are experts in knowing which insurers will consider your application, given your atrial fibrillation, with a wealth of knowledge and years of experience. Most importantly, we do all the work for you making this a hassle-free and streamlined process.

Whilst we can’t always guarantee that we can get you life insurance if you have atrial fibrillation, rest assured that we won’t leave any stone unturned. We will give you an honest assessment as to whether you will be able to get life insurance, as well as an indication of how much it might cost.

If there is a choice between insurers, we will help you find the insurer who is willing to offer you cover at the cheapest rate, so you can be confident in knowing you have the best deal.

We will do all the paperwork for you, and will keep you updated throughout so that you know how things are progressing.

We have a team who are specialists in finding life insurance for people who have atrial fibrillation, and they are always on the end of the phone to discuss your needs or concerns. We are a UK based company, you will not have to talk to foreign call centres.

So if you want the peace of mind of having some life insurance in place, we are the people to help.

These are just two of the testimonials we have received after finding life insurance for clients:

“From first point of contact with Life Insurance Help, I was reassured and felt I was in good hands. They kept me up to date on the progress of my application at very stage, and were exceptionally prompt in replying to any query I had. Due to my circumstances it was a long process, but thanks to them, my cover is in place and my mind at rest. Thank you so much.”

“Life Insurance Help have been extremely helpful from day one of our initial contact. Showed extreme professionalism through their dealings with us.”

So please get in touch and tell us about your circumstances, and we will help you find the insurance you need.

 

Atrial Fibrillation Support

Besides helping obtain Life Insurance for atrial fibrillation sufferers, we want to provide our customers with as much help as possible in dealing with their pre-existing condition.

The two sections below, Useful Links and About the Condition, aim to do just this.

We hope you find the information on this page useful, if you have any other information that you feel would be of benefit to other sufferers, please let us know.

Atrial Fibrillation : Useful links

Support groups and useful information for people who have atrial fibrillation.
 
Atrial Fibrillation Association
Arrhythmia Alliance
London Arrhythmia Network
British Heart Foundation
British Cardiac Patients Association
Heart UK
 
 
 
 

Atrial Fibrillation : About the Condition

The heart is a hollow muscle that is about the size of an adult fist, and is found to the left of the breastbone. The heart is the most important organ in our body, as it is a complex pump, responsible for circulating blood, oxygen and nutrients around the body. It pumps blood around your body and beats approximately 70 times a minute.

The heart has two upper chambers (the left and right atrium, together called the atria) and two lower chambers (the left and right ventricles). Atrial fibrillation occurs when the electrical impulses in the atria become disorganised, overriding the heart's normal rate and rhythm. This causes the atria to contract in an irregular manner or 'fibrillate'. The heartbeat is irregular or feels uneven.

The atria and ventricles have walls of virtually pure muscle, and when the heart "beats" it is the sudden tightening of this muscle so that the chambers become smaller and the blood inside them is squeezed out. The control of the heartbeat starts with a small clump of muscle cells in the right atrium, called the sinoatrial node. This acts as the heart's natural pacemaker by transporting electrical impulses to the atrioventricular node, which is located between the atria and ventricles.

Atrial fibrillation occurs when the atrioventricular node receives more impulses than it can conduct and causes irregular squeezing of the ventricles. This then causes a highly irregular pulse rate in people with atrial fibrillation. The most obvious symptom of atrial fibrillation is a fast and irregular heartbeat rate, usually over 140 beats per minute.

People with atrial fibrillation may also experience dizziness, palpitations, breathlessness, or chest pains on physical exertion. However, some people with atrial fibrillation have no symptoms at all.

Because of the way the heart is beating in atrial fibrillation, the heart's efficiency and performance is reduced. This can result in angina, low blood pressure, disorders of the heart muscle, and heart failure.

The most common causes of atrial fibrillation are high blood pressure, coronary artery disease, mitral valve disease (disease of the heart valve), cardiomyopathy (wasting of the heart muscle), pericarditis (inflammation of the bag surrounding the heart), hyperthyroidism (overactive thyroid gland),excessive alcohol intake, and drinking lots of caffeine.

Atrial fibrillation becomes more common with increasing age. It is uncommon in younger people unless they have an underlying heart condition. In some cases of atrial fibrillation there is no known cause.

Atrial fibrillation can lead to a blood clot forming in your heart. This is because your blood is not able to flow properly through your heart. If a clot forms, it can travel to your brain and cause a stroke. Because of this, people with atrial fibrillation are five times more likely to have a stroke than people without the condition. If you have atrial fibrillation, you may need anticoagulant medicine (such as aspirin or warfarin) to prevent a clot forming.

If there is an underlying cause for your atrial fibrillation, such as overactive thyroid, this will be treated. If you have atrial fibrillation which has come on quite suddenly, your treatment will be aimed at restoring your normal heart rhythm with either medicine or an electrical current (this is called cardioversion).

If your atrial fibrillation is a permanent problem or comes and goes on its own, you may be offered tablets to try and maintain a normal rhythm, or an ablation - a procedure which can cure atrial fibrillation. However you may not need any treatment at all if your atrial fibrillation is not bothering you.

Whichever type of atrial fibrillation you have, you will probably be offered medicines to reduce your risk of getting a blood clot. There are a number of different types of medicine that can help control atrial fibrillation, including beta-blockers, calcium channel blockers, anti-arrhythmic drugs and a drug called digoxin. They all work in different ways to control your heart rate or restore a normal rhythm.

 

About Life Insurance for Atrial Fibrillation Sufferers

A life insurance policy is designed to pay out a lump sum upon the death of a person or persons named on the policy.

Most people understand that if they have a family or significant liability, then life insurance is a vital product to make sure the people and things they care about are protected.

There are many different types of life insurance available depending on your needs. The good news is that we are able to help you with all of them.

We take the time to ensure that our customers have the most appropriate life insurance to meet their needs, whilst also making sure that the price is right. Some of our most satisfied customers came to us as they were unable to obtain the life insurance they wanted elsewhere.

We can't guarantee that we can get you life insurance, but we will leave no stone unturned. Given our experience, if we are unable to get you life insurance cover, it is unlikely you will be able to get it at all. We will however give you a good understanding on future insurability, and an honest assessment of your situation.

Whatever your life insurance needs, we are able to help you. We have access to all the products from all of the UK's leading insurance providers.
 
     
Life Insurance Help Contact Details
 
Platinum Financial Consulting
The Old School House, East End Road
Bradwell-on-Sea, Essex, CM0 7PY


Telephone : 020 33 55 4831               Fax : 0871 277 1422          Email : help@platinumifa.co.uk

AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

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FCA Registration Number : 227014

 
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