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Arrhythmia Life Insurance


We specialise in helping people who have arrhythmia to find life insurance. We can also help you with your other insurance needs, such as income protection insurance and travel insurance.

We are experts in knowing which insurers will consider your application, given your arrhythmia, with a wealth of knowledge and years of experience. Most importantly, we do all the work for you making this a hassle-free and streamlined process.

Whilst we can’t always guarantee that we can get you life insurance if you have arrhythmia, rest assured that we won’t leave any stone unturned. We will give you an honest assessment as to whether you will be able to get life insurance, as well as an indication of how much it might cost.

If there is a choice between insurers, we will help you find the insurer who is willing to offer you cover at the cheapest rate, so you can be confident in knowing you have the best deal.

We will do all the paperwork for you, and will keep you updated throughout so that you know how things are progressing.

We have a team who are specialists in finding life insurance for people who have arrhythmia, and they are always on the end of the phone to discuss your needs or concerns. We are a UK based company, you will not have to talk to foreign call centres.

So if you want the peace of mind of having some life insurance in place, we are the people to help.

These are just two of the testimonials we have received after finding life insurance for clients:

“From first point of contact with Life Insurance Help, I was reassured and felt I was in good hands. They kept me up to date on the progress of my application at very stage, and were exceptionally prompt in replying to any query I had. Due to my circumstances it was a long process, but thanks to them, my cover is in place and my mind at rest. Thank you so much.”

“Life Insurance Help have been extremely helpful from day one of our initial contact. Showed extreme professionalism through their dealings with us.”

So please get in touch and tell us about your circumstances, and we will help you find the insurance you need.


Arrhythmia Support

Besides helping obtain Life Insurance for arrhythmia sufferers, we want to provide our customers with as much help as possible in dealing with their pre-existing condition.

The two sections below, Useful Links and About the Condition, aim to do just this.

We hope you find the information on this page useful, if you have any other information that you feel would be of benefit to other sufferers, please let us know.

Arrhythmia : Useful links

Support groups and useful information for people who have arrhythmia.
Arrhythmia Alliance
London Arrhythmia Network
British Heart Foundation
British Cardiac Patients Association
Heart UK

Arrhythmia : About the Condition

The heart is a hollow muscle that is about the size of an adult fist, and is found to the left of the breastbone. The heart is the most important organ in our body, as it is a complex pump, responsible for circulating blood, oxygen and nutrients around the body. It pumps blood around your body and beats approximately 70 times a minute.

Arrhythmia or irregular heart beats are also known as heart palpitations, and they are any abnormal rhythm of the heartbeat. The heart contains a natural pacemaker that triggers electrical impulses to spread over the heart, causing it to contract (the heart beat).

There are a number of different types of arrhythmia, and most arrhythmias that come from the top of the heart (supraventricular or atrial) may cause symptoms but aren't life threatening. However arrhythmias that arise from the ventricles (ventricular) can be fatal.

Atrial fibrillation occurs when the electrical impulses in the atria become disorganised, overriding the heart's normal rate and rhythm. This type of arrhythmia causes the atria to contract in an irregular manner or 'fibrillate'. You may notice that your heartbeat is irregular or feels uneven. Attacks of atrial fibrillation can last from a few seconds to days. This can lead to a blood clot forming in your heart because your blood isn't able to flow properly through your heart. If a clot forms, it can travel to your brain and cause a stroke.

Another type of arrhythmia is supraventricular tachycardia - most Supraventricular tachycardias are caused by the occurrence of an extra electrical pathway in the heart, between the atria and the ventricles. This allows electrical impulses to 'short-circuit' and re-enter the atria. The impulses end up travelling around the heart in a circle. Supraventricular tachycardia can make your heart beat very quickly, up to 160 beats per minute. An attack of Supraventricular tachycardia may only last for a few seconds or it can last for several hours.

In ventricular tachycardia, the electrical impulses fire too quickly from the ventricles, causing blood to be pumped out quicker than normal. The ventricles may not have enough time to fill up properly with blood. If the ventricular tachycardia attack lasts for 30 seconds or more (sustained ventricular tachycardia), it can progress to a condition called ventricular fibrillation.

With ventricular fibrillation, electrical impulses start firing from multiple sites in the ventricles, very rapidly and in an irregular rhythm. This makes the heart quiver and unable to beat properly. If prompt treatment isn't given, you may have a cardiac arrest, which can be fatal. Someone who has ventricular fibrillation will lose their pulse, and will quickly become unconscious and stop breathing. You should call for emergency help immediately.

The last type of arrhythmia is heart block. If you have heart block, it means there is a problem affecting how the electrical impulses are transmitted through your heart. Heart block can occur in the atrioventricular node or in the muscle fibres that lead into the ventricles.

With some types of arrhythmia you may not get any symptoms, but if you do get symptoms, they will depend on the type and severity of your arrhythmia. They can include:

  • palpitations - a palpitation is an unpleasant awareness of your heartbeat, often described as a thumping in your chest
  • dizziness
  • fainting or collapsing
  • breathlessness
  • chest pain
  • fluid in your lungs (pulmonary oedema)

An arrhythmia can be caused by conditions including:

  • underlying heart disease
  • heart valve problems
  • thyroid disease
  • high blood pressure
  • Wolff-Parkinson-White syndrome - an electrical abnormality in the heart that can cause supraventricular tachycardi and atrial fibrillation
  • heart attack
  • coronary artery disease
  • inflammation of the heart
  • pneumonia

Some types of arrhythmia may be caused by certain triggers. For example certain medicines can cause heart block or supraventricular tachycard, alcohol can cause atrial fibrillation or supraventricular tachycard, caffeine and smoking tobacco or cannabis can cause supraventricular tachycard. However sometimes there may be no known cause for an arrhythmia.



About Life Insurance for Arrhythmia Sufferers

A life insurance policy is designed to pay out a lump sum upon the death of a person or persons named on the policy.

Most people understand that if they have a family or significant liability, then life insurance is a vital product to make sure the people and things they care about are protected.

There are many different types of life insurance available depending on your needs. The good news is that we are able to help you with all of them.

We take the time to ensure that our customers have the most appropriate life insurance to meet their needs, whilst also making sure that the price is right. Some of our most satisfied customers came to us as they were unable to obtain the life insurance they wanted elsewhere.

We can't guarantee that we can get you life insurance, but we will leave no stone unturned. Given our experience, if we are unable to get you life insurance cover, it is unlikely you will be able to get it at all. We will however give you a good understanding on future insurability, and an honest assessment of your situation.

Whatever your life insurance needs, we are able to help you. We have access to all the products from all of the UK's leading insurance providers.
Life Insurance Help Contact Details
Platinum Financial Consulting
The Old School House, East End Road
Bradwell-on-Sea, Essex, CM0 7PY

Telephone : 020 33 55 4831               Fax : 0871 277 1422          Email :


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FCA Registration Number : 227014

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