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A Trading Style of Platinum Financial Consulting

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Angina Life Insurance

 

We specialise in helping people who have angina to find life insurance. We can also help you with your other insurance needs, such as income protection insurance and travel insurance.

We are experts in knowing which insurers will consider your application, given your angina, with a wealth of knowledge and years of experience. Most importantly, we do all the work for you making this a hassle-free and streamlined process.

Whilst we can’t always guarantee that we can get you life insurance if you have angina, rest assured that we won’t leave any stone unturned. We will give you an honest assessment as to whether you will be able to get life insurance, as well as an indication of how much it might cost.

If there is a choice between insurers, we will help you find the insurer who is willing to offer you cover at the cheapest rate, so you can be confident in knowing you have the best deal.

We will do all the paperwork for you, and will keep you updated throughout so that you know how things are progressing.

We have a team who are specialists in finding life insurance for people who have angina, and they are always on the end of the phone to discuss your needs or concerns. We are a UK based company, you will not have to talk to foreign call centres.

So if you want the peace of mind of having some life insurance in place, we are the people to help.

These are just two of the testimonials we have received after finding life insurance for clients:

“From first point of contact with Life Insurance Help, I was reassured and felt I was in good hands. They kept me up to date on the progress of my application at very stage, and were exceptionally prompt in replying to any query I had. Due to my circumstances it was a long process, but thanks to them, my cover is in place and my mind at rest. Thank you so much.”

“Life Insurance Help have been extremely helpful from day one of our initial contact. Showed extreme professionalism through their dealings with us.”

So please get in touch and tell us about your circumstances, and we will help you find the insurance you need.

 

Angina Support

Besides helping obtain Life Insurance for angina sufferers, we want to provide our customers with as much help as possible in dealing with their pre-existing condition.

The two sections below, Useful Links and About the Condition, aim to do just this.

We hope you find the information on this page useful, if you have any other information that you feel would be of benefit to other sufferers, please let us know.

Angina : Useful links

Support groups and useful information for people who have suffered a heart attack.
 
British Heart Foundation
British Cardiac Patients Association
Heart UK
 
 
 
 

Angina : About the Condition

Angina affects about one in 50 people, and it is particularly common in older people, with the NHS estimating that 10-15% of women over the age of 65 have angina, and 10-20% of men. Angina Pectoris is a phrase that comes from the Latin meaning “tight chest”.

People with angina experience pain in the middle of the chest, sometimes radiating down one or both arms and up into the neck or jaw. It is often described as a heaviness or pressure type of discomfort, but the pain can also be oppressive, as if something is crushing the chest. It is most often felt during exertion, stress and in cold weather.

In most cases, the cause of angina is coronary atherosclerosis: the thickening of arteries that supply blood, oxygen and nutrients to the heart. Over time, the walls of the arteries can become furred up with fatty deposits (atheroma or plaques), and if the coronary arteries become narrow, the blood supply to your heart will be restricted. This can cause the angina (chest pains).

Diseases such as angina which affect the normal flow of blood, such as the thickening of the arteries (atherosclerosis), are known as cardiovascular diseases. Risk factors for the thickening of the arteries include advanced age, obesity, a high fat diet and smoking.

Symptoms of angina may only appear at times when the heart needs more blood supply, such as at times of stress, exercise or climbing stairs. As the heart tries to pump faster to meet the body's increased demands, the narrowed arteries struggle to keep up. The heart then receives too little oxygen, which causes pain in the heart that is felt as chest pain.

There are two main types of angina – stable angina and unstable angina.

Stable angina usually develops gradually over time, and you may only experience symptoms when climbing stairs, or if you are under a great deal of stress. Symptoms usually only last for a few minutes and can be improved by taking medication that is known as glyceryl trinitrate. The most common symptom of angina is a feeling of pain or discomfort in your chest, where the pain can feel tight, dull, or heavy, and usually passes within a few minutes. Other symptoms of stable angina include breathlessness, dizziness, fatigue, restlessness and nausea. The onset of angina symptoms is sometimes called an angina attack.

With unstable angina the symptoms develop rapidly, and they can persist even at rest lasting up to 30 minutes. Unstable angina should be regarded as a medical emergency because it is a sign that the function of your heart has suddenly and rapidly deteriorated, increasing your risk of having a heart attack or stroke. The symptoms of unstable angina are that can persist even when you are resting, and they can last longer than five minutes. If you think that you are experiencing symptoms of unstable angina, you should dial 999 and ask for an ambulance. If you know that you are not allergic to aspirin, and aspirin is easily available, chew an adult size tablet while you are waiting for the ambulance to arrive. As aspirin helps to prevent blood clots, it will reduce your risk of experiencing a heart attack or a stroke.

Stable angina is not life-threatening on its own, but it is a serious warning sign that you have an increased risk of experiencing more serious conditions, such as a heart attack or a stroke. Therefore, as well as treating the symptoms of angina, to reduce your risk of developing serious health conditions, you will also receive further treatment and, in some cases, surgery.

Your heart needs a constant supply of oxygen-rich blood to function normally, and the blood is supplied to the heart by two large blood vessels - the left and the right coronary arteries. The most common cause of stable angina is the coronary arteries becoming narrow and hardened (atherosclerosis), which restricts the blood flow to the muscles of the heart. Stable angina is therefore a supply and demand problem - when you are exercising or feeling stressed, the muscles in your heart work harder and the demand for blood increases. However, due to the narrowed carotid arteries, the necessary amount of blood is unable to reach the heart in time, so the demand for blood outstrips the supply, triggering the symptoms of angina.

One of the underlying causes of atherosclerosis is a build-up of fatty deposits in the arteries, and these fatty deposits can rupture or split, interfering with the normal flow of blood. This causes a blood clot to form, and this clot can quickly grow, blocking one of the carotid arteries and drastically reducing the supply of blood to the heart, triggering the symptoms of unstable angina.

The key risk factors which can cause the carotid arteries to narrow are high-fat diets and cholesterol, a lack of exercise, a poor diet, and excess alcohol, smoking, high blood pressure (hypertension), diabetes, age, and family history.

If you smoke, it can damage the walls of your arteries, and blood cells (platelets) will form at the site of the damage in an attempt to repair it. This can cause your arteries to narrow. Smoking can also reduce your blood's ability to carry oxygen around your body, which increases the chances of a blood clot occurring.

If you have high blood pressure (hypertension) it will damage your arteries in the same way as cigarette smoke. Your arteries are designed to pump blood at a certain pressure. If that pressure is exceeded, the walls of the arteries will be damaged.

If you have diabetes that is poorly controlled, the excess amount of glucose in your blood can damage your artery walls. In addition, a person’s arteries tend to get narrower over time. Therefore, the older you are, the more likely it is that your arteries will have narrowed, increasing your risk of developing angina.


About Life Insurance for Angina Sufferers

A life insurance policy is designed to pay out a lump sum upon the death of a person or persons named on the policy.

Most people understand that if they have a family or significant liability, then life insurance is a vital product to make sure the people and things they care about are protected.

There are many different types of life insurance available depending on your needs. The good news is that we are able to help you with all of them.

We take the time to ensure that our customers have the most appropriate life insurance to meet their needs, whilst also making sure that the price is right. Some of our most satisfied customers came to us as they were unable to obtain the life insurance they wanted elsewhere.

We can't guarantee that we can get you life insurance, but we will leave no stone unturned. Given our experience, if we are unable to get you life insurance cover, it is unlikely you will be able to get it at all. We will however give you a good understanding on future insurability, and an honest assessment of your situation.

Whatever your life insurance needs, we are able to help you. We have access to all the products from all of the UK's leading insurance providers.
 
     
Life Insurance Help Contact Details
 
Platinum Financial Consulting
The Old School House, East End Road
Bradwell-on-Sea, Essex, CM0 7PY


Telephone : 020 33 55 4831               Fax : 0871 277 1422          Email : help@platinumifa.co.uk

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FCA Registration Number : 227014

 
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