Laura was an anorexic as a teenager, and although now aged 24, she was still underweight and her height to weight ratio meant that she was having trouble finding an insurer who would accept her life insurance application. We helped her find an insurer who offered her life insurance with a small additional loading on the premium
Richard had used cocaine for a 3 year period and had been turned down by one of the main insurers. We were able to find him an insurer who would allow for his drug use and offer him cover with an additional premium payable for the first 3 years of the policy
Frank has an inherited genetic disorder which can impact on the lungs, but because he smoked, none of the mainstream insurers would consider his application for life insurance. Through a specialist insurer, we were able to find him cover
Neil had a form of kidney disease (FSGS - focal segmental glomerulosclerosis) which had been diagnosed for 10 years and affected both of his kidneys. We found him an insurer who would accept his application for life insurance
Colin has ulcerative colitis, but we were able to find him a life insurance company who would offer him insurance, even though at a higher premium
Tracey had high blood pressure and was overweight with a high BMI / Body Mass Index. Through us, she took out a life insurance policy with an insurer who was willing to offer her life insurance
William had a heart attack at the age of 46, six years ago. We managed to find an insurer who offered him life insurance at a rate he was happy with
Mark had suffered from depression and had past drug and alcohol abuse. We found him life insurance from an insurer who was able to offer him cover at just twice the normal premium
Alister had an in situ melanoma 4 years ago. It wasn’t completely benign and so was removed. We were able to get him life and critical illness insurance at standard non-smoker rates
Geoffrey is 60 years old, with hypertension and a high Body Mass Index / BMI. We were able to find him insurance to cover his mortgage
Zoe had 2 suicide attempts and depression about 10 years ago. She now has Polycystic Ovarian Syndrome, but we were able to find life insurance for her and her husband at standard rates
James suffered from depression and had a nervous breakdown 4 years ago. We found him life insurance at a competitive rate that he was happy with
Kevin suffered from ME / myalgic encephalomyelitis or chronic fatigue syndrome. The insurance company he applied to through us offered him life insurance with just a £15 per month extra premium applied
William is an overhead linesman and his job therefore involves working at heights above 40 feet. We were able to help him and his wife find competitively priced life insurance to cover their mortgage
Amanda had a CVA Stroke at the very young age of 22. Now 39 she was looking for life insurance, and we managed to find her a life insurance company who would accept her application
|
